Sex talk without accounts

Some couples decide to split household expenses right down the middle, and some pay household bills based on their proportion of income.

This means that each spouse puts the same percentage of their income towards joint expenses.

What works for one couple may not work for you -- find a happy medium where both you and your partner agree on how to split these joint costs.

As with many financial decisions, consult with a financial professional before switching to separate accounts.

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If you’re well intentioned and believe the information is necessary to the other person’s positive development then it’s wise to proceed.There are some things you just don't know a person until you have a joint account.We grow up with ideas about money -- mainly from how we saw our parents deal with it.With joint accounts, your credit histories are mingled.In addition, your attitudes about money, are mingled as well.

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